Two Saint Mary’s alumnae and one student representative have joined the College Board of Trustees, who will host their next round of meetings Oct. 9 and 10, director of media relations Gwen O’Brien said.The Board of Trustees is responsible for governing the College and consists of no less than 26 and no more than 35 trustees, according to the governance manual. Members meet four times a year in October, February, April and June.The board includes College President Carol Ann Mooney, Alumnae Association president Kelly Anne Walsh, one faculty member and one student body member, Victoria Wilbraham, O’Brien said.During the board’s spring meeting earlier this year, alumnae Angela McDonald-Fisher was elected as a trustee, O’Brien said. Wilbraham was appointed to her position as student representative, Walsh assumed her position because she is president of the Alumnae Association Board of Directors.M. Suzanne Sherer Calandra (class of 1972), Elizabeth R. Culligan (class of 1972) and Notre Dame president emeritus Fr. Edward “Monk” Malloy were all re-elected to the board for their third three-year terms, according to a College press release. William W. Cushwa, Gretchen A. Flicker (class of 1993), Patricia Wiedner Purcell (class of 1969), Sister Agnes Anne Roberts (class of 1951) and David L. Taiclet were elected to second terms.Serving as president of the Alumnae Board of Directors since 2012, Walsh is a 2001 graduate, O’Brien said. She earned a bachelor’s degree in statistics and actuarial mathematics at Saint Mary’s and a master’s in business administration from Notre Dame. Walsh is also an executive with CNA Insurance, where she has worked for her entire career, O’Brien said.Walsh said she is eager to be involved and apply her real-world experiences to the future vision of Saint Mary’s.“I’m excited to work with such an impressive group of Trustees to advance the mission of Saint Mary’s College,” Walsh said.McDonald-Fisher, a 1991 graduate, earned her bachelor’s degree in communication studies before pursuing a law degree from the Indiana University School of Law-Bloomington, according to the College press release.An active Saint Mary’s alumna, McDonald-Fisher served on the Alumnae Association Board of Directors from 2012 through this past spring, when she vacated the position in order to join the Board of Trustees. She said she looks forward to joining the diverse group of both people on the board.“I consider it an honor and a privilege to serve the College in this capacity, ” McDonald-Fisher said.Wilbraham will graduate this spring with a history and religious studies degree and a minor in gender and women’s studies. She joins the Board for a one-year term as a full voting member in addition to serving as the director of community involvement for The Smart Girls Group, a national girls empowerment movement.Wilbraham said became interested in the student position last year when the board application was available.“Even though I am currently a student, I hold a full voting position,” Wilbraham said. “The Board of Trustees makes important decisions that affect every person in the Saint Mary’s community.”Wilbraham said she hopes to bring the perspective of a current student to the board.“It is quite an honor to have such a position as a senior in college,” she said. “I have been fortunate to have experienced many different aspects of life here at Saint Mary’s. I thought that my experiences and perspective would make me a valuable member.”The board is a combination of both women and men who work in many different professions, bringing with them a great variety of ideas, Wilbraham said.“Working with so many professional and successful people has been really inspiring,” she said. “Saint Mary’s does a great a job of keeping a diverse board.”Mooney expressed confidence in the board’s newest members, noting their professional experiences and their commitment to Saint Mary’s, she said.“I always look forward to working with our new trustees,” Mooney said. “The three women joining our board this year are all highly qualified and will add their own life experience and professional expertise to our discussions and decisions.”Tags: Alumnae Association, Board of Trustees, Saint Mary’s Board of Trustees
As Liz (not to be confused with Beth) screlts, “What the f*ck?!” If/Then, the Tom Kitt and Brian Yorkey musical starring Tony winner and Broadway supernova Idina Menzel, has announced that it will close its doors for good on March 22. When it ends its run, the show will have played 29 previews and 401 performances at the Richard Rodgers Theatre.Featuring music by Kitt and and a book and lyrics by Yorkey, If/Then tells the story of Elizabeth (Menzel), a woman on the verge of turning 40 who returns to New York City to make a fresh start. The tuner premiered at the National Theatre in Washington, D.C. in November 2013.In addition to Menzel, If/Then stars Tony winner LaChanze, Anthony Rapp, James Snyder, Jerry Dixon, Jenn Colella, Jason Tam and Tamika Lawrence. The ensemble includes Joe Cassidy, Miguel Cervantes, Curtis Holbrook, Tyler McGee, Ryann Redmond, Joe Aaron Reid, Gabrielle Ruiz and Ann Sanders. Star Files View Comments Related Shows Idina Menzel Show Closed This production ended its run on March 22, 2015 If/Then
October 15, 2003 Managing Editor Regular News E-mentoring helps guide law students into the profession E-mentoring helps guide law students into the profession Mark D. Killian Managing EditorMentoring is classically defined as a process by which an older and more experienced person takes a younger person under his or her wing, freely offering advice, support, and encouragement.In a new twist on the old mentoring concept, the Bar’s Standing Committee on Professionalism has launched an e-mentoring program, matching experienced lawyers with the lawyers of tomorrow — law students.More than 1,000 law students have already signed up for the project, which pairs students with experienced lawyers willing to share stories and give advice via e-mail, said Katherine Silverglate, chair of The Florida Bar Standing Committee on Professionalism.What the committee needs now is more lawyers to volunteer to be mentors.The goal, Silverglate said, is to provide a safety net for young lawyers before they leave law school, before they pass the bar, and before they take on the responsibility of representing the interests of clients in Florida.Silverglate said today’s students need the advice of working lawyers who have on the job experience. While Florida law students get top notch legal training from their academic programs, they need the benefit of experience to find out what else they need once they become lawyers, she said.But why e-mentoring? Because it is often difficult to find the time to meet face-to-face, given the busy schedules of lawyers and students. Silverglate said e-mentoring has the advantage of transcending geographic boundaries and time constraints. Online you can meet anytime.“The easy thing is in an e-relationship you never have to do anything other than answer e-mails,” Silverglate said. “The world was not ready for an e-mentoring project five years ago, but now it is.”Originally, the program was introduced as the Mentor Attorney Professionalism Program, a CLE program for mentors and a voluntary project for young lawyers. The problem was the committee couldn’t convince young lawyers that they really needed a mentor, Silverglate said. So, on the advice of committee member Henry Latimer, the committee decided that instead of waiting until a lawyer has actually started to practice without the guidance of a mentor, it would work to make sure that each law student in Florida has the opportunity to be matched with a mentor.“The exciting thing is the little spark has turned into a flame, and now we are facing a raging fire,” Silverglate said.To get word of the program out to students and possible mentors, Silverglate has traveled to most of the state’s law schools and a number of voluntary bar associations to present a one-hour dramatic monologue titled the “Many Fabulous Hats a Lawyer Wears.” Silverglate dons 36 hats and goes into different characters. Each hat represents roles lawyers play, such as counselor, firefighter, police officer, teacher, and magician to name a few — “All the things you have to balance as a lawyer.”“I gave a speech at the University of Miami and every student in the room signed up, and then the dean called me up about two days later and said the news spread like wildfire about this opportunity and there were 125 more students who did not attend the presentation who wanted to participate,” she said.Silverglate said the Bar has created a computer program, and as soon as a student’s name goes into the system it goes into a waiting bay, and as soon as a mentor goes into a system they are instantly matched and an e-mail goes to each saying, “Congratulations, a mentor has been chosen for you,” and the e-mail addresses are exchanged.“We need to get law students’ attention and make them aware of professionalism issues before they start practicing,” Silverglate said. “Just having an e-relationship with somebody, where you can ask real questions to a practicing lawyer who knows what the day-to-day demands are, is an incredible opportunity for law students.”The Center for Professionalism helps to facilitate the relationship by once a month sending discussion prompts to the mentors and proteges, such as articles that discuss something that happened in a case or something that is happening in the legislature that will affect the profession.“If they have an idea to talk about then, suddenly, it blossoms into a conversation,” Silverglate said.Silverglate said many students have no idea about the magnitude of changes their lives will face once they become lawyers.“In school they focus on academics and getting a job,” Silverglate said. “If a student focuses on the balance part of it, she is still going to be a mom; she is still going to be a wife; she is talking to a real person who is still wearing all of those hats and will make the student aware of balancing those issues.”Silverglate said the Committee on Professionalism is also trying to get local bars to encourage their members to serve as mentors. She said the Florida chapter of ABOTA recently volunteered all of its qualified members to serve as mentors. “We need whole organizations to volunteer their people to participate in this because we are changing the whole culture [of the profession],” Silverglate said, noting students who participate will come out of school with a new level of understanding and perspective on the profession.To become an e-mentor you must have been a Bar member for seven years or longer (although the committee will consider those with five to seven years experience), be in good standing with the Bar, and “really want to do it,” Silverglate said.“People complain all the time about how the system is broken and how we need to fix it,” Silverglate said. “This is an absolute winner with a low time commitment and high return. For all those complainers out there who want to change the practice of law and pass on to the next generation the right way to do it, now is your chance.”To become an e-mentor, log on to www.flabar.org. Once there, click on “Professionalism,” which appears in the left hand blue filed. Then click on the “I want to be a mentor” link. Once you have read and signed off on the requirements, enter your name and Bar number. You will then receive a confirmation e-mail and the name and e-mail address of your protege.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Jessica PistoleseA woman was arrested for reckless driving after a two-car crash that killed her 71-year-old mother in Brookhaven on Saturday afternoon, Suffolk County police said.Jessica Pistolese was driving a Chevy Malibu westbound on Montauk Highway, when her vehicle struck a Chrysler 300 that was making a left turn onto the roadway from Horseblock Road shortly before 4 p.m., police said.Pistolese’s mother, Judith Rivera, of East Patchogue, was in the front passenger seat and was pronounced dead at the scene.Pistolese, 38, and the other driver, 51-year-old Aide Marichal, both of Mastic, were treated and released from Brookhaven Memorial Hospital Medical Center in East Patchogue for non-life threatening injuries.Pistolese was charged with reckless driving. She is scheduled to be arraigned Nov. 4. Vehicular Crimes Unit detectives are continuing the investigation.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Two ex-Town of Islip parks officials and two politically connected contractors are among six accused of dumping about 50,000 tons of toxic debris at a Brentwood park—with more at a ball field, a veterans housing complex and in wetlands.The half-dozen suspects and four companies allegedly involved pleaded not guilty Monday at Suffolk Count court to criminal charges of environmental and public health law violations in a long-awaited grand jury indictment following a nearly year-long investigation into the scandal, which has fueled a political upheaval in the town.“They did it pure and simply for money,” Suffolk County District Attorney Thomas Spota told reporters during a news conference at his Hauppauge office. “To follow [New York State Department of Environmental Conservation] regulations for disposal certainly would have been far, far more costly.”Prosecutors said Ex-Islip Parks Commissioner Joseph Montouri Jr. allowed trucking companies linked to Thomas Datre Sr. and his son, Thomas Datre Jr., to dump up to 1,800 truckloads of New York City demolition and construction debris laced with Cobalt, Dieldrin and Asbestos at Roberto Clemente Park in Brentwood. The Datres are separately accused of dumping additional hazardous material a Police Athletic League ballpark in Central Islip, a veterans housing complex in Islandia and in wetlands in Deer Park. Proper disposal of such acutely hazardous material is estimated to cost about $3 million at an out-of-state facility. Long Island facilities cannot accept such waste, since the chemicals can leach into underground aquifers that supply the region’s drinking water.Attorneys for the accused countered that the dirt that was dumped in the Brentwood park to build a soccer field was clean, the scientific tests that prosecutors relied on in their allegations are flawed and the case is a manufactured scandal designed to cut off the Datre family’s donations to the local Republican Party, which has the majority on the Islip town board.“History will record that the public crucifixion of the Datre family for the last eight months was one of the lowest, most shameful moments in Long Island history,” the attorney for the Datre family and their businesses, Kevin Kearon of Garden City-based Barket Marion Epstein & Kearon. “Somebody sold the district attorney’s office a bill of goods, one based on false assumption after false assumption.”Those released without bail following arraignments before Judge Fernando Comacho include Montouri, his former aide, Brett A. Robinson, Datre and his son, one of their employees, Christopher Grabe of Islandia Recycling, and their friend, Ronald Cianculli of Atlas Asphalt. All six were charged with operating a solid waste management facility without a permit and endangering public health, safety or the environment, among other counts. Facing the same charges were 5 Brothers Farming Corp., Daytree at Cortland Square, Inc., Datre Family Farms, Inc. and DFF Farms Corp.The case, which stemmed from complaints about dumping in the park in January, has resulted in a string of protests outside Islip Town Hall. It also forced Conservative Islip Town Counciman Anthony Senft, who was the board’s parks liaison at the time of the dumping, to drop out of his bid for a New York State Senate seat. Outgoing Islip Town Supervisor Tom Croci, a Navy reservist who was deployed in Afghanistan when the scandal broke, ran instead and won the state Senate seat upon his return.Islip Town parks officials have said they are working with the state DEC on a remediation plan to clean up the Brentwood park, which has been closed for months closed amid the continuing probe. Islip Town Attorney Rob Cicale issued a statement saying that the town “fully cooperated” with the investigation. When asked if Islip town board members cooperated, Spota said: “Everybody has a constitutional right not to speak to us.”But, what Montouri, the disgraced town parks leader, allegedly told investigators, Spota found most disturbing. The district attorney quoted Montouri as saying: “If we got it all done and grass growing, we wouldn’t be here right now.”
by: Roy UrricoMany consumers believe a breach of their personal data held by a retailer or a government agency is likely to take place within the next year, according to the 2015 Unisys Security Insights survey.The 2015 Unisys Security Insights survey, conducted by the Blue Bell, Penn.-based Unisys Corp. and the Great Neck, N.Y.-based research firm Lieberman, indicate retail and government agencies are the top two industries that concern consumers the most. continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Stephanie Swanson Stephanie Swanson started her career with Ascensus in 2011. As a copywriter, Stephanie contributes to Ascensus’ online and printed publications, education materials, and client communications. She researches and writes on … Web: https://www2.ascensus.com Details You rarely hear the term “conduit IRA” anymore. Once a more prevalent common part of retirement savings portability, conduit IRAs have become a retirement savings relic. Increases between IRAs and employer-sponsored retirement plans has mostly diminished their purpose—to hold retirement plan assets for future rollovers back to retirement plans. So is there a need to offer a conduit IRA product? As the usefulness of conduit IRAs continues to decline, you may find it more beneficial to focus on growing other parts of your IRA program. Still, some individuals may find the few remaining conduit IRA benefits of value. What Is a Conduit IRA?Sometimes called a “rollover IRA,” a conduit IRA holds only retirement plan rollover assets. These Traditional IRAs were established to temporarily hold retirement plan rollover assets, such as savings in a 401(k) or profit sharing plan. By segregating the assets, the individual can later move the savings back to another retirement plan and retain certain tax benefits. If the individual makes other types of IRA contributions, such as regular IRA contributions, the IRA loses its conduit status.Conduit IRAs became less important when the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) expanded portability. Since 2002, individuals can roll over Traditional IRA assets into eligible retirement plans if allowed by the plan, regardless of whether they are maintained as conduit IRAs. Because of this, many individuals commingle their retirement assets. But some individuals may wish to retain their retirement plan rollovers in a conduit IRA to help identify and track their savings. Some may keep the assets separate to preserve potential income averaging and capital gains tax treatments (if eligible).Identifiable Retirement Plan AssetsSome savers keep their retirement plan assets separate in a conduit IRA for their own recordkeeping. Keeping them separate also may benefit those who seek bankruptcy protection. Under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, certain qualifying assets can be exempted from an individual’s estate for bankruptcy protection. IRA assets are protected up to $1.28 million (subject to adjustment every three years). Retirement plan asset exemption is unlimited, even after being rolled over to an IRA. Those with more than $1 million in plan assets could roll the assets to a conduit IRA to more easily track for this purpose. Capital Gains and Income Averaging Tax TreatmentsCapital gains and income averaging are federal tax treatment options only available to certain retirement plan distribution recipients who were born before January 2, 1936. These special formulas are used to figure a separate tax on the distribution and may result in a smaller tax for the recipient. IRA distributions do not qualify for these tax treatments. These tax treatments remain available for retirement plan assets in a conduit IRA that are later rolled back to a retirement plan because they were not commingled with other IRA assets.Capital gains tax treatment is available for the portion of a lump-sum distribution attributable to plan participation before 1974. Income averaging, which the IRS calls the “10-year tax option,” allows eligible individuals to determine tax using tax rates that were in effect for single taxpayers in 1986. These tax treatments are explained in IRS Form 4972, Tax on Lump-Sum Distributions. Value Is in Customer Service Not many individuals will find value in the dying conduit IRA. Few circumstances require the use of a conduit IRA, and those circumstances only affect plan participants in their 80s. The real value your organization can offer is great customer service. You can provide conduit IRA benefits without sacrificing resources in promoting a product that many will not need. An individual can create a “conduit” IRA simply by opening a new IRA with his retirement plan rollover and not otherwise contributing to it. If your clients ask about the conduit IRA benefits, educate them as you feel comfortable and encourage them to see a competent tax advisor. By doing so, you’ll help your clients understand if they may benefit from a conduit IRA.
It’s getting down to the wire on Dancing With the Stars! During the Monday, November 9, episode, the remaining contestants had the chance to pay tribute to one of their favorite musicians during Icons Night. However, many of the stars became icons of the ballroom!Kaitlyn Bristowe and Artem Chigvintsev performed on a very dramatic Argentine tango to Britney Spears‘ “Toxic” that wowed the judges. Derek Hough, Bruno Tonioli and even Carrie Ann Inaba — who has been very tough on Kaitlyn and Artem — raved over the routine.- Advertisement – Justina won the first matchup, earning two extra points. Skai won the second and AJ won the last. Unfortunately, AJ and Johnny landed in the bottom in the two. Bruno chose to save Johnny, Derek chose to save AJ. Ultimately, it came down to Carrie Ann, who chose to save Johnny.Scroll through the gallery below to find out all the scores from Monday’s show. – Advertisement – Another powerful dance was done by Skai Jackson and Alan Bersten. The duo performed a strong paso doble for her tribute to Janet Jackson. In addition to being a huge fan of her music, Skai revealed that she wanted to honor the icon because of her activism. During her package, the Disney Channel alum detailed the racism she’s experienced during her life and revealed she has missed out on roles due to the color of her skin. At the end of her paso doble, “use your voice” was written on the back wall of the ballroom.In the second round, each duo competed in a dance-off challenge with another pair. Justina and Sasha danced the cha-cha to Lady Gaga and Beyonce‘s “Telephone” against Kaitlyn and Artem; AJ and Cheryl danced the jive to Ricky Martin‘s “Cup of Life” against Johnny and Britt; and Nelly and Daniella danced the salsa to Wham‘s “Wake Me Up Before You Go-Go” against Skai and Alan. (Nev and Jenna earned immunity based on last week’s leaderboard.)- Advertisement – “I know it’s been a rough couple of weeks, but I have to say, I have to give you a standing ovation. That was incredible. We push you because we want you to reach your ultimate,” the judge told the pair. “Every line was amazing. Every lift. … Everything about it was amazing. Everything that we’ve been wanting from you was in this routine.”After her comments, Artem and Katilyn ran over to embrace Carrie Ann in a hug. The former Bachelorette also noted that even when the Hawaii native was a tough critic, she “knew it came from that place” of love, “even if it was hard to hear.”Kaitlyn Bristowe and Artem Chigvintsev perform on ‘Dancing With the Stars.’ ABCThe pair received a perfect 30 — their first of the season — and it wasn’t the only perfect score given on Monday night. Johnny Weir and Britt Stewart earned a perfect 30 for their quickstep to Amy Winehouse‘s “Valerie.”- Advertisement –
The moment it was made new brand strategy The City of Trogir is looking for an expert who will manage the tourist potential of one of the most beautiful coastal cities with more than 100 years of tourism tradition. “Trogir is a jewel with huge tourist opportunities and potential, not in terms of mass but in terms of quality of offer and extension of the season. We have all the prerequisites for that, from the beautiful UNESCO-protected old town that still lives and is not just the scenery, to our three islands, the hinterland, a solid restaurant offer, small family farms…, but all this must and can be better. Whoever is at the head of our Tourist Board will also be in sweet trouble, but they will also have high criteria set for the direction we want to go in the future. Tourism is one of our main industries and we hope to attract and bring a quality person who will know how to capitalize on that potential.”Said Mayor Ante Bilić. At the beginning of December, Trogir recorded 148 thousand arrivals and 611 thousand overnight stays. Compared to last year, growth in both categories is about four percent, but despite the good work of tourism workers so far, the City of Trogir says that growth is not and should not be the only measure. “For a year and a half, we worked on a new branding strategy of the city, which opens up huge opportunities for positioning in the domestic and Mediterranean market. We believe that we need to know how to respond to the needs of modern tourists and provide them with a motive to come at least ten months a year, and with the project of branding the destination we have taken it seriously. I am proud that we were the first in Croatia to start this project so comprehensively, while it is still being talked about at the national level. That is why we want the best and most competent professionals to apply for the top position of our Tourist Board “Said Mayor Bilic. RELATED NEWS: Find out more about the competition as well as the new brand strategy of Trogir in the attachment. In addition to the implementation of the recently presented branding strategy based on old and modern Trogir masters, through the creation of new content and offers and through quality communication and promotion on modern channels, the new director will work on developing a brand store whose opening is planned for 2020. , which Trogir will also have as the first city in Croatia. “We hope that candidates for this job will show knowledge of the concept of ambitious projects we have embarked on, a good level of marketing and digital knowledge and that their enthusiasm will follow our plans and desires. Yes, we want hardworking, creative and energetic people because they are very much needed in the public sector as well. I invite everyone who meets the conditions of the tender and is seen in the projects we have launched to contact us”Concluded Bilic. Side dish: Competition for a new director of the Trogir Tourist Board The tender was published in the Official Gazette according to clearly defined criteria that apply to all tourist boards, and lasts until 28.12.2019. The Tourist Board of the City of Trogir has announced a competition for a new director. The city of Trogir presented a new branding strategy
Get yourself tested for cervical cancerJanuary is Cervical Cancer Awareness Month, Cancer Prevention in Action Program (CPiA) wants you to take action against cancer.Cervical cancer screening begins at age 21 and is covered under most health plans. But one key reason women don’t get screened is that it’s too difficult to take time off from work.HPV causes nearly all cases of cervical cancer and several other cancers. HPV vaccine prevents about 90% of HPV-related cancers, including cervical. The vaccine is recommended for boys and girls beginning at nine through age 26.CPiA works to increase cervical cancer screening and HPV vaccination rates in our community. We help employers develop a paid time off benefit allowing employees time off for screenings such as cervical, breast, and colon cancers without having to use accrued time. Studies show this type of benefit is cost-effective; helps employers with a healthier, more productive workforce; lowers direct medical, workers’ compensation and disability costs; and has fewer costs with recruitment and training of new workers.CPiA provides education about the importance of the HPV vaccine to health care providers, dental professionals, parents, and young adults. Since the HPV vaccine has been in use, HPV-related cancers have dropped 71% among young adult women.Learn more about the CPiA program, which is supported with funds from the state of New York and how you can take action against cancer, contact 518-770-6815.Kelsey CarpeAmsterdamThe writer is health education promotions coordinator, Community Cancer Prevention in Action of Fulton, Montgomery & Schenectady Counties.Everyone should reread Trump letterOn Jan. 17, the Gazette printed a letter by Mr. Don Demarco entitled “Trump rescued us from sleazy politics.” It is truly a letter worth rereading.I, for one, was impressed by Mr. Demarco’s sophisticated mastery of the gray area between good and evil in politics, his appreciation of nuance and, of course, his firm grasp upon, and analysis of, the whole host of relevant facts which bear upon the current political situation.I urge The Gazette to reprint the letter in full so that we, the unenlightened, can learn from Mr. Demarco’s stunningly lucid statement.Bill MacTiernanSchenectadyForgiving student debt raises issuesBased on a Jan. 6 column on Betsy DeVos (“Why is it so hard for DeVos to offer relief to students?”) I would ask, is the forgiveness of a debt an act of kindness, relief from the pressure of predatory lenders, a way to make life easier on the borrower that got in over their head, or simply another way for the IRS to declare the debt relief as income to the borrower and tax it as such?Just because it’s student debt doesn’t really differentiate it from any other debt at all. You can argue they were trying to build their future, but isn’t that the same as defaulting on a loan to start a business and having the lender forgive your debt? They are both for building a future.Here’s an example: Let’s say I own a business, buy a building and rent out my business to myself under another corporate name. I charge rent to myself, but in the course of a year things didn’t go as expected and I decided not to pay the rent. I then decide to forgive myself of the debt and move on. No money has ever changed hands, yet it becomes income to me on my tax return.Why should it be any different for student debt? In my opinion it shouldn’t. However, could this be part of the ramifications of forgiving student loans and what is making the whole issue so complicated? There’s more to this issue than meets the eye.Bob BeliveGlenville Regarding the Jan. 15 Gazette article “NAACP calls for city to employ diversity training.” We notice that nowhere in this article is the full name of the NAACP spelled out. Is that because “National Association for the Advancement of Colored People” contains the very phrase at the heart of the current controversy embroiling the City Council?It is ironic, if not downright hypocritical, that Councilman John Polimeni is being lambasted for almost-but-not-quite saying “colored people” while actually lauding the council’s diversity as a positive development. He quickly corrected his verbiage, to no avail.In the meantime, perhaps that venerable organization should consider changing its name to “National Association for the Advancement of People of Color.” At the very least, this would avert misunderstanding among the ill-informed, and tidily bring the nomenclature in line with the tenor and temper of the times.Mike FoleyRotterdamRestore Crosstown blood donation siteI was a long-time blood donor, giving 20-1/2 gallons. I quit giving because they closed the donor office in the Crosstown Plaza. I have to stop one medication for 30 days before I give. I need a stable time and place. That is why I don’t give, as I now have to go to different places and I never know when or where. My wife and I would preregister when we gave blood that way. We gave five or six times a year. A lack of giving may be your own doing.David CaseScotiaArena football can still thrive in AlbanyOn Aug 21, 1999, my friends and I were among some 13,000 Albany Firebirds fans cheering them to victory in Arena Bowl XIII. Little did we know that would be their next-to-last season in Albany.The Arena Football League of the early 2000s could never leave well enough alone and had to move any remaining mid-level market teams to major markets, in the quest for the almighty dollar.The Firebirds’ ill-advised move to Indiana came to their inevitable folding in 2004. Meanwhile, we waited 18 years for the return of top-level arena football.And after two years … poof. It was a sad, but predictable end for the AFL. But to those current and prospective sports franchise owners in the Capital Region, I ask, why let Albany’s arena football history die with the AFL?The National Arena League is an East Coast league with seven teams, including former AFL teams in Jacksonville and Orlando. There is even a team in Worcester. Just a thought.Any takers?Michael FondacaroAlbanyGrateful for donors adopting soldiersOn behalf of the non-profit Operation Adopt A Soldier (OAAS), my sincere thanks to all who donated during the run-up to the holiday season. Your concern and love for our troops represent the best in America, and everyone should be proud they brought them some Christmas cheer.We sent more than 1,000 comfort kits to soldiers so they’d arrive before Christmas, and each included a greeting card from area residents — from young students to senior citizens.We informally adopted sailors on a U.S. battleship, whose commanders via social media said the ship couldn’t find even basic necessities at their ports of call. We sent everything from cases of toilet tissue to toothpaste and toothbrushes to snacks, food, games and sports gear.It would be impossible to list all the caring citizens, businesses, organized groups, schools and others that donated.For example, Walmart on Route 9 in Queensbury, in cooperation with OAAS sponsor Nemer Ford, graciously allowed our volunteers to twice collect money and material donations from shoppers. Every donation was accompanied with a smile, holiday wishes and a thank you from the donors. It was especially touching to see parents provide their children with a teachable moment.A special thank you to the Gansevoort post office branch for collecting packages and sending them on a timely basis.Please continue helping OAAS in its year-round effort on behalf of our soldiers, because we’ll be here “until they all come home.”Cliff SeguinSaratoga SpringsThe writer is founder and chairman of OAAS. More from The Daily Gazette:EDITORIAL: Beware of voter intimidationFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Urgent: Today is the last day to complete the censusGov. Andrew Cuomo’s press conference for Sunday, Oct. 18EDITORIAL: Thruway tax unfair to working motorists Categories: Letters to the Editor, OpinionNAACP needs to update its name