Businesses that have suffered storm damage should call the US Small Business Administration to begin the federal aid process. The SBA provides loans to businesses that have suffered losses to cover cost of recovery and working capital to help with lost business during the storm and recovery.Call 800-659-2955 or visit www.disasterassistance.gov(link is external) to register for business assistance.Individuals and homeowners are also eligible for SBA loans to help with costs not covered by FEMA grants; those people are already registered when you register with FEMA at 800-621-FEMA (3362) or at www.disasterassistance.gov(link is external). However, while you are registered, you do not have to take out a loan. US Small Business Administration Administrator Karen G Mills issued the following statement after the announcement of the Presidential disaster declaration for several counties in Vermont that were affected by Tropical Storm Irene beginning on August 29.The disaster declaration covers the counties of Chittenden, Rutland, Washington and Windsor in Vermont, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Addison, Bennington, Caledonia, Franklin, Grand Isle, Lamoille, Orange and Windham in Vermont; Grafton and Sullivan in New Hampshire; and Clinton, Essex and Washington in New York.‘The U.S. Small Business Administration is strongly committed to providing the people of Vermont with the most effective and customer-focused response possible to assist homeowners, renters, and businesses with federal disaster loans. Getting businesses and communities up and running after a disaster is our highest priority at SBA.’Disaster loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate. Homeowners and renters are eligible up to $40,000 to repair or replace disaster damaged or destroyed personal property.Businesses and private non-profit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements, as verified by SBA, to make improvements that lessen the risk of property damage by future disasters of the same kind.For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.Interest rates are as low as 2.5 percent for homeowners and renters, 3 percent for non-profit organizations and 4 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.To be considered for all forms of disaster assistance, call the Federal Emergency Management Agency (FEMA) at 800-621-FEMA (3362), (TTY) 800-462-7585 for the deaf and hard-of-hearing. Additional details on the locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an e-mail to [email protected](link sends e-mail).Those affected by the disaster may also apply for disaster loans electronically from SBA’s website at https://disasterloan.sba.gov/ela/(link is external).The filing deadline to return applications for physical property damage is October 31, 2011. The deadline to return economic injury applications is June 1, 2012.
Radio NZ News 17 October 2014A Coroner says Child Youth and Family should not cut troubled teenagers adrift when they turn 17.Ian Smith made the comments while investigating the death of Jack Lindsay, who died in 2012 when he took several medicines which proved toxic because he was epileptic.The coroner said Mr Lindsay was periodically under the care of Child Youth and Family but fell out of its jurisdiction when he turned 17.He continued to get some support but the coroner said more help was needed.Ian Smith said the case mirrors others he has dealt with where people under CYF care feel cut adrift once they turn 17.http://www.radionz.co.nz/news/national/257157/lack-of-older-teen-support-criticised