1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Upgrade your financial outlook with these simple strategies.by: Kimberly PalmerIf you find yourself struggling to get on top of your bills or slowly adding to your mound of debt each month, then it might be time for an intervention. These 10 ideas will help you proactively take control of your money so you feel like you’re making steady progress toward greater financial security.1. Choose a better bank. Are you constantly paying fees for using out-of-network ATMs or running out of cash when you’re on the road? Now is the time to find a bank that better fits your needs. Comparison information on sites such as FindABetterBank.com or Bankrate.com can make it easy to compare options and interest rates. Larger banks tend to offer more ATMs for frequent travelers while smaller banks and credit unions might be less convenient but offer lower fees. If you have a large amount in cash, then you might want to consider a tool like MaxMyInterest.com, which helps users optimize the returns that they earn through FDIC-insured bank accounts.2. Upgrade your credit card. Many people use credit cards that aren’t matched to their needs, which means they pay too much in fees or miss out on rewards. If you carry debt, you’ll want to find a card with the lowest fee possible, but those without debt can maximize their rewards. Comparison sites such as IndexCreditCards.com and CreditCards.com make it easy to search for the right fit. continue reading »
This is the concensus on how Kansas City, Toronto, the Mets, and the Cubs wound up baseball’s Top 4 teams last year. In the case of Kansas City, they did it mostly through smart drafting of players and good trades. Their two main acquisitions were Cain and Escobar. The Blue Jays reached the top through free agency and smart trades. They obtained Edwin Encarnacion, and Troy Tulowitski from trades.As far as the Mets are concerned, they did it through the draft. Their top 4 pitchers are deGron, Harvey, Motts, and Syndergaard. All of these pitchers are in their first or second full season, so if the Mets can re-sign them they should be set for many years. The Cubs also used the draft and smart trades to jump to the Top 4 in a very short time. Their acquisition of Jake Arrieta and Anthony Rizzo in trades along with their own development of Kris Bryant and Kyle Schwarber make them a formidable team for many years.I am sure that all 4 of these teams will be in the thick of the pennant races in 2016.